The allegation was to cheat people and then to be forced to surrender their operating license. When it comes to trading platforms, the broker features MetaTrader 5, AgenaTrader, StereoTrader and MetaTrader 4. It’s become apparent that NovaTech FX, a popular trading firm, ceased all payment activity as of May 11th, including weekly returns and recruitment commissions, according to an announcement made last week. Scammed by FXFlat Trading? Get Your Money Back From Trading Scams Free Consultation Livechat 24/7 High Recovery Success Rate See full list on 55brokers. FXFlat Scam Broker Review. 3The leading Germany-based multi-asset broker FXFlat Bank AG is expanding into the neighboring country of France, as part of the company's strategic expansion plan to the second-largest market in Europe. It has likely happened to many others, and it its important to learn from these experiences. Meta Trader 4, which is one of the industry’s most widely-used platforms, is available, as is the even better and more updated version – Meta Trader 5. It is regulated by the BaFin and supervised by the ACPR and AMF. FXFlat is an established broker offering forex, CFDs, futures and cryptocurrencies on the MetaTrader 4, MetaTrader 5 and Trader WorkStation platforms. 3. The FXFlat minimum deposit is 200 USD. Tag: How do I recover my money from FXFlat. Forex Futures being launched by FXFlat. We have given them a score of 4. To be honest, this one caught us by surprise. Fxflat User Interface. FXFlat is an offshore or unreliable broker which is not regulated by any reputed regulation authority in its region. FXFlat, a German Foreign Forex Exchange, announced that they would continue their expansion of products. Updated FXFlat Review and Information for you to Make an Informed Decision in 2021. Fx flat doesn't take responsibilities for difference between them. Join Our Newsletter. Western Union at 1-800-448-1492. After a few days of trading scalping, I requested a withdrawal and they simply refused, banned my account. FXFlat-Exceeded. FXFlat provides a wide range of trading platforms for customers to make the most of. FXFlat Conclusion. Perhaps one drawback is the fact that the demo account is only available for 30 days. As a general rule for common scams victims have reported to - DO NOT send any 'withdrawal fees' or 'withdrawal taxes'. BaFin-regulated, MiFID compliant. 6 out of 5. This press announcement comes after the German Exchange released Traded Futures to clients a. Our Fxflat review 2022 found that the brand has been regulated by the Federal Agency for Financial Services Supervision and BaFin since 1998. Who is FXFlat? After prior investigation of FXFlat, their address - (Kokkolastraße 1, 40882 Ratingen, Germany) was able to reveal that they are not governed by any regulator. Danger. Claim Bonus!Frontend Forex Fraud and Scams. Mobile trading, trading signals, and technical analysis are also features of the MetaTrader 4. Danger. We would appreciate any financial help you can afford. com) review by FinRecoveryInc. Attachments Screen Shot 2022-10-12 at 12. png Check fxflat. If no resolution can be reached, there is still hope to recover your funds from FXFlat by attempting to open a chargeback case with your bank or credit card provider. In order to market @miss_anna. Tell them it was a fraudulent transfer. Read our FXFlat review and learn why we recommend this broker for online trading and why it is not a scam, learn all you need to know in this FXFlat review before you sign up with the broker. FXFlat is a German online broker founded in 1997. Thread starter sofitlmm; Start date Oct 16, 2022; Watchers 2 Tags fxflatbank scam scammed me Forums. 8 billion. DO NOT DEPOSIT HERE!Headquarters: Germany: Website: FXFlat. Here are some highlights from 2022: Investment scams were huge, with reported losses of $3. Scam Forex Brokers Unregulated Forex Brokers No KYC Forex Brokers Brokers with Minimum $1 Deposit Brokers with Minimum $5 Deposit Brokers with Minimum $10. This ReportScam Forum is opened to help the victims of Crypto frauds, Forex frauds, Bitcoin Scams, and Binary Fraud. We’re doing the FXFlat Review due to withdrawal issues and numerous client complaints against the German FXFlat broker. FXFlat-Exceeded. Review of the FXFlat FXFlat is a trustworthy broker that offers a large range of products, outstanding client service, and comprehensive educational resources. Fxflat. OSC Warnings Jan 2023 – Stay Safe With The Latest OSC Regulatory Warnings In Ontario. That’s more than people lost to any other scam, and more than double the loss reported in 2021. Have. 2-5 years. 2. has pulled its channels, including ESPN and ABC stations, from Charter Communications’ Spectrum pay-TV service that reaches nearly 15 million subscriber homes nationwide in a. MoneyGram at 1-800-926-9400. Jan 28, 2021. MetaTrader 4 is a platform for CFD and Forex trading, as well as for utilizing Expert Advisors. It offers its clients access to a range of financial markets through its trading platform and provides trading tools, research and analysis resources, and educational materials to help traders make informed decisions. FXFlat is definitely one of the best known CFD brokers in the market, which is particularly convincing in the area of retail offerings, additional services and customer support - at least at first glance. 6. You can read our FXFlat review today to learn all about them. 6. I trust FixedFloat with my crypto needs and I think they are one of the best in the market. Score. Feb 24, 2020. General Information. com is an online trading platform that pretends to be legit, but it’s an unregulated, fraudulent platform ready to disappear… Continue Reading → Posted in: HYIP , Offshore broker , Unregulated Investment Company Filed under: Fxflat Rackets Review , Fxflat Scams Review , Fxflat. This company takes on hopeless cases and wastes clients’ valuable time, money, and energy. This is a FXFlat (fxflat. 38. After a few days of trading scalping, I requested a withdrawal and they simply refused, banned my account and delete my profits, and kept my money for 1 week, after the request they only send me my deposit. View the pros and cons here. The decision. Basic information from thisFxFlat review (2022) FxFlat is an online broker that has been providing clients access to a wide range of realible trading services in the financial markets ever since its establishment 1997. Read our FXFlat review and learn why we recommend this broker for online trading and why it is not a scam, learn all you need to know in this FXFlat review before. To protect yourself from crypto scams, it's important to be cautious and conduct thorough research before investing or trading in cryptocurrencies. The Trading Pit uses FXFlat and GBE Brokers as their broker options. Account opening takes less effort at DEGIRO compared to flatex, deposit and withdrawal processes are about the same quality at DEGIRO, while customer service quality is. Frequently Asked Questions. It has a sleek white and blue color scheme, and everything is presented in a logical and simple manner. FXFlat. 15 /10. Walt Disney Co. 2023-10-24 0-6 months. I waited few hours, maybe was their service in mainteSCAM. FXFLAT is an independent online broker recognized by both private traders and trusted organizations in the industry. WikiFX: FXFlat review, covering licenses, user reviews, forex spreads, leverage, Is FXFlat a scam or legit broker? Read WikiFX review before start trading. fx Instagram account involved two key components: marketing and execution. In this FXFlat Review, we are going to take a look at the offer that this broker prepared for its traders. 4. 2-5 years. The platform is ideally suited for traders of all categories, providing. Obviously, regulatory obligation bringing to you as a trader clear state that the firm is fully legit, constantly overseen, and clear in the trading or investment service it provides. An up-to-date actionable broker summary of FXFlat account types on offer, ranging from demo, pro and live accounts. FXFlat review: Is it a legit or scam forex and stocks broker? Review and Ratings Stock Brokers FXFlat Review FXFlat review: Regulations, Platforms, Trading. Contact the wire transfer company. Basic information from. They are a liquidity provider with company headquarters located in Germany, which offers traders reliability with high standards. DEGIRO's service is slightly better than flatex's and a comparison of their fees shows that DEGIRO's fees are slightly lower than flatex's. How To Spot a Scam Email in 2023. The company has been supervised by the Federal Agency for Financial Services Supervision (BaFin, 109603 ) since 1998 and managed to receive a number of approvals in the field. FXFlat is a trading brand owned by FXFlat Wertpapierhandelsbank GmbH, established under German law, also acting as a major introducing broker and securities trading Bank. com)? If you have lost money with FX Plus (fxsp500. Scam Detector World’s #1 Fraud Prevention Platform. FXFLAT is clearly a scam company that… FXFLAT is clearly a scam company that refutes paying clients money. If the Fxflat login is unavailable, that may not be a definite sign of a scam. Dennis . First of all, we want to assure you that you’re not alone. Having become one of the leaders in Germany with numerous awards and prizes, FXFlat has decided to offer its services internationally, starting with France. com is legit and reliable. Global Forex Broker Regulatory Inquiry APP. And yet, Assistance Refund doesn’t do so. This website is a scam. Spot a scam? Tell the BBB about it. Ria (Walmart2Walmart and Walmart2World transfers) at 1-855-355-2144. FXFLAT is clearly a scam company that refutes paying clients money. FxFLat is a German Forex and CFD broker founded in 1997 based in Ratingen, Germany. The broker offers an average number of tradable products compared to the leading brokers. com In order to be sure that FXFlat is not a scam, read our trader reviews and check other popular trading related websites and forums. FXFLAT is clearly a scam company that refutes paying clients money. Com: Year of foundation: 1997: Regulation: BaFin: Email [email protected] Phone: 0800-039352800800-00393528: Instruments. This is still not commonplace in the trading world, so it marks FXFlat out. 3. FXFlat is a trustworthy broker that offers a large range of products, outstanding client service, and comprehensive educational resources. FXFlat Bank AG zet opnieuw normen op het gebied van online brokerage: deposito's van klanten bij FXFlat Bank AG zijn sinds 1 maart beschermd met maximaal één miljoen euro per klant. Before FXFlat, heserved for over nine years at leading broker FXCM for nine years between August2012 and February 2017. Choose your preferred trading platform. FXFlat, founded in 1997 by Rafael Neustadt, is a German Forex and Stocks broker regulated by BaFin (German Federal Agency for Financial Services Supervision). After a few days of trading scalping, I requested a withdrawal and they simply refused, disabled my account and delete my profits, and kept my money for 1 week, after the request they only send me my deposit. Scam Info is a non-commercial project aimed at saving you from being scammed. 0 stars 1. Join our subscribers list to get the latest news, updates and special offers directly in your inboxFXFlat Islamic Account Reviewed: Everything you need to know before opening a Swap Free Account with 0% rollover charges. Join Our Newsletter. So here i requested that FXFlat Bank to be mark as SCAM as they should honor they words but unfortunately im experience the complete opposite of that. In order to be sure that FXFlat is not a scam, read our trader reviews and check other popular trading related websites and forums. The broker also offers a range of funding methods, from bank transfer to PayPal. Impersonator scams were still the most-reported scam, with reported losses of $2. If you got a phishing email, forward it to the Anti-Phishing Working Group at reportphishing@apwg. We’re doing the FXFlat Review due to withdrawal issues and numerous client complaints against the German FXFlat broker. Scammers are changing their ways after the old ways were exposed and working hard on improving their stories. J2T is an excellent broker that provides all the necessary tools for quality trading. Plus Fxflat has been a recognised securities trading bank since 2015. Active Chargeback Scam. 3. After detailed research done about this broker, we concluded that FXFlat ticks most of our boxes on a list of preferable requirements a forex brokerage should meet in regard to. It is regulated by the BaFin and supervised by the ACPR and AMF. To find out if we recommend FXFlat for trading, read our review. Regulated by BaFin and aligned with ESMA guidelines, FXFlat offers increased reliability to its investors. The latest FXFlat. Score. Common Financial Service License. First analysis date: 03/04/2022. Having become one of the leaders in. Report a scam or fraud, or browse and view scams reported by others. Tag: FXFlat Fraud. The interface is simple and intuitive, and the fees are reasonable and transparent. When it comes to trading platforms, the broker features MetaTrader 5, cTrader and WebTrader and MetaTrader 4. Also, this is a major red flag !! We understand that this should be enough for you not to invest in them. FXFlat is a German online broker specializing in trading Forex, CFDs, and futures. That is a RED FLAG and enough reason to. Ultima Markets is a financial institution with offices in Cyprus, Australia, Mauritius, and Saint Vincent and the Grenadines (SVG). 100% success guaranteed. However, the complaints just keep appearing on the forums. The company’s legal documents direct you back to the main page, but we weren’t able to find a single mention of their owner. The costs are low, and you have a wide range of options. fx's fake crypto business, Instagram accounts are hijacked. from over 100 markets in 33. Global Forex Broker Regulatory Inquiry APP. They originally started as a CFD and Forex broker. General Information. Spot a scam? Tell the BBB about it. FXFlat Meta Trader allows you to trade more than 120 currency pairs, indices, commodities, and equities on the MetaTrader4 platform. Skip to content +7 (702) 764-32-71; Broker scammed you? Search. Regulated in Germany. Forex Discussions. Report the phishing attempt to the FTC at ReportFraud. Hi Everyone, Report Scam Community Forum is designed to help the victims of scam brokers in the best possible way. Read all FXFlat pros and cons,full description of trading. 15 /10. FXFlat is a trustworthy broker that offers a large range of products, outstanding client service, and comprehensive educational resources. 01 pips to 0. The scam appeared to take advantage of the fact that Twitter CEO Elon Musk is selling blue checks for $8, leading to a flood of parodies and scams backed by. FXFLAT is clearly a scam company that refutes paying clients money. Here are some of the very possible reasons why we have flagged this broker as a scam broker in this FXFlat review. Who are they? After actually visiting their website, they do not fall under any regulatory body. Broker’s rating: 1. Forex broker FXFlat has been working on global currency markets for almost twenty years by now, since 1997. You cannot trust PayBack Ltd in 2023. FXFlat is a German multi-product broker, created in 1997 in Ratingen (Germany) and quickly became one of the leaders in Europe in CFD trading. Broker with financial professionals. Automated Software Reviews;. This ReportScam Forum is opened to help the victims of Crypto frauds, Forex frauds, Bitcoin Scams, and Binary Fraud. 11/03/2023 at 10:03 PM . These will not be honored an you will only get more demands for money. To sum up the above, here are the Pros and Cons with regard to FXFlat: Pros. I have no complaints about the cooperation. It is a German brokerage founded in 1997 and operates as a Market Maker. What is the FXFlat minimum deposit? In order to start trading with FXFlat, you have to deposit at least 200 USD (Trading accounts can also be held in USD, EUR). In. All websites experience technical problems now and again, but if the site provides no solution to logging in, that is a good indication that you have been the target of a scam. To be honest, this one caught us by surprise. There is NO withdrawal tax anywhere in the world that is paid to a broker and not a government. You might also like: FXFlat Minimum Deposit . Note: Report Scam Community has conducted many researches before flagging FXFlat as a possible scam in this FXFlat Review. What is the FXFlat minimum deposit? In. FXFlat’s main services include the facilitation of trades in a variety of financial instruments spread across several asset classes. All Share (J203) = 73 921. Typical frontend forex scams include: Forex Ponzi/pyramid schemes: Fraudsters claim to be representing a forex exchange, investment group, or account management firm to recruit investors. Fxflat. It’s always a good idea to check into how an online broker is licensed and regulated. Scam Brokers Globe Invest Hub Review 2023 – Who Is… January 31, 2023. Having become one of the leaders in Germany with numerous awards and prizes, FXFlat has decided to offer its services internationally, starting with France. Have you been scammed by FXFlat? Report Scammed Bitcoin will guide you through the process of getting your funds back. Tag: FXFlat Scam. Random reviews of competing FX & CFD brokers: Forex24, MTrading, FXFlat and EasyMarkets. FXFlat is a well-regulated German forex and CFD broker that also acts as an IB of several major UK brokerages. Global Forex Broker Regulatory Inquiry APP. Top 5 PayPal Scams in 2023 3. FXFlat is a reputable trading broker with a regulated proposal, a wide selection of trading instruments, excellent customer service, and sophisticated educational opportunities. EagleFX scam summary. Rand / Dollar = 18. Before you login and deposit, follow this review for more information on demo accounts, mobile apps, pricing and more. FXFLAT is clearly a scam company that refutes paying clients money. Traders, be warned – EagleFX is a newly opened brand that shares striking similarities with other companies that previously scammed FX and crypto traders throughout the globe, and it does seem to copy some (or most) of the elements from JAFX, a brokerage that recently shut down due to it being sued by the. The latest FXFlat review suggests that the company operates illegally and without a proper financial regulatory license. This poorly regulated financial services provider claims to be every trader’s gateway to the world of financial opportunities. He held the position until September 2021. Select the virtual funds amount you would like to use for your demo account. Raphael Leblond accepted the challenge of leading the French operation of FXFlat after ten years at a global leading online FX & CFD broker in a number of roles,. WikiFX: FXFlat review, covering licenses, user reviews, forex spreads, leverage, Is FXFlat a scam or legit broker? Read WikiFX review before start trading. Scam Brokers Defraud Millions of Traders Each Year. The only true complication is the scam you will get into and the loss you will have to take after getting scammed. Never received my order. Germany. Follow our step-by-step guide to securely deposit your 1st trading amount. org. Is FXFlat a scam or legit broker? Read FXFlat Review. FXFlat Review – Is FXFlat Scam Or Legit Trading Platform? - 2023 - MlmlegitWikiFX: FXFlat review, covering licenses, user reviews, forex spreads, leverage, Is FXFlat a scam or legit broker? Read WikiFX review before start trading. Any Forex or crypto scam is cyber fraud at its. com Deceptive Firm , Fxflat. Translation Context Grammar Check Synonyms Conjugation. Is legit or a scam, can you trust Date of last check: 2023-05-24 Visit website. Click on the “Trading” tab on the top menu bar, and select “Demo Account” from the drop-down menu. FXFlat Review […]At least, this is for FXFlat’s clients who are very active on the platform. Overall our online FX Flat review was conducted with the details obtained. Join our subscribers list to get the latest news, updates and special offers directly in your inboxCncintel Review – Another Recovery Scam. If you got a phishing text message, forward it to SPAM (7726). A funds guarantee of up to €500,000 is offered to all real customers. FXFlat offers over 250 tradable instruments in the Forex, indices, stocks, and commodities markets. ftc. FxFlat is a CFDs and Forex broker regulated by Germany’s BaFin. Our Fxflat review 2023 found that the brand has been regulated by the Federal Agency for Financial Services Supervision and BaFin since 1998. Useful. It also works with websites that offerI was operating on MT5 normally when i depare with a situation where i couldn't open trades. FixedFloat also supports the Lightning Network, which makes the transactions even faster and cheaper. The best part is that the broker is charging very low commissions on these services. WH Selfinvest Seeksto Be 'On the French Map' WH Selfinvest is. Although the company is registered with two reputable financial market regulators. You might also like: FXFlat Demo Account You might also like: FXFlat Sign-up Bonus You might also. In these scams, someone says they can help get your money back or recover the prize or item you never got, but you need to pay them first. The information sounds credible and the organization sounds legitimate. According to our Fxflat review, this broker has a competent and user-friendly website. All Share (J203) = 71 969. Claim your bonus here. Refuses to pay even thought they are regulated. 3 pips, and commission-free trading depending on the account traders select. However, they expanded and are now additionally. Help the Better Business Bureau investigate scams and warn others. Our in-depth Fxflat review will show why the firm provides a fantastic option to trade BTC/USD CFD pairs using the MetaTrader platform. If you do, you’ll lose more money. 35. com. To dispel doubts. Headquartered in Ratingen near Dusseldorf, FXFlat is a fully regulated and authorized broker by the well-known BaFin regulator . Let’s first see the background of this broker and then address the issues. Contents Education FXFlat broker features Regulation & Company Information Our Top 5 Brokers 2022 How to open a Forex trader account with FXFlat? Tradable Instruments Bonuses in FXFlat All in all, they are up there with some of the best brokers that I have reviewed over the years. Regulated in Germany. Investment scams: Scammers offer investment opportunities in cryptocurrencies or mining operations, promising high returns. But how does the broker fare when you look behind the. A popular Thai YouTuber allegedly cheated thousands of her followers to swindle about $55 million through a foreign exchange trading scam that reportedly promised hefty returns on their investments. FXFlat is an award-winning provider of online trading in Forex and CFDs which has been in operation since 1997 and is based in Germany. NovaTech FX stated, “We’re facing an issue that’s causing some errors in commission calculations. If you’ve been scammed, you may be targeted by a refund or recovery scam. We did, however, find that there’s a connection between Assistance Refund and MyChargeBack, a brand we reviewed earlier. FXFlat is a German online broker founded in 1997. While most of us are still exploring how it works, scammers have already found a million ways to make a profit — by creating fake cryptocurrency trading websites and fake crypto wallet apps. The CFD trading broker is only licensed in Germany. 15 /10. Professional review of the French broker FXFlat Bank and customer feedback on cooperation with the company. US. That is why we ask for donations. The scam run by the @miss_anna. The broker offers competitive spreads and conservative leverage and has been around since 1997, making it very unlikely that this bank who also offers trading services could be a scam. After a few days of trading scalping, I requested a withdrawal and they simply refused, banned my account and delete my profits, and kept my money for 1 week, after the request they only send me my deposit. Broker’s rating: 1. Despite the fact that FXFlat forex broker has been operating for quite a long time, the company's priority is still the European market, which negatively affects the process of trading for Russian traders. FXFlat-Exceeded. Last Updated on April 13, 2023. To learn more about FXFlat, check out. FXFlat . An up-to-date breakdown of FXFlat fees, spreads and commission structure. Final Verdict: FXFlat Review. FXFlat is a German online broker founded in 1997. 0 stars 1. gov. In the coming weeks, the futures catalogue be will be enhanced with Forex Futures. is fxflat scam? Consider the FXFLAT review from experts and customer reviews from traders. FXFlat is a German CFD broker founded in 1997 in Germany, it is regulated by BaFin and offers a wide range of trading instruments from Forex and CFDs to stocks, bonds, futures, options, cryptocurrencies and ETFs. Possible scam activities of scam FXFlat. What Should I Do If I Have Been Scammed by FXFlat? First and foremost, report the incident to your local authority department. Top 5 Amazon Scams in 2023 2. Filippiiniläinen. 3 reviews. After a few days of trading scalping, I requested a withdrawal and they simply refused, banned my account and delete my profits, and kept my money for 1 week, after the request they only send me my deposit. 4. You will not only get low-cost trading but also proven technology to trade, quality education, signals, and various trading tool to support its clients. FXFlat as a trading broker is a reliable choice, due to its long operational history, as well as the products and platforms it offers. FXFlat Bank SCAM. An up-to-date actionable summary of FXFlat revealing its LATEST forex no deposit promotion, sign-up bonus and new sign reward. com with our free review tool and find out if fxflat. Report a scam or fraud, or browse and view scams reported by others. It is regulated by the BaFin and supervised by the ACPR and AMF. 32 USD, spreads from 0. Need advice? Report scams Check Scamadviser!Find Scams. By the way; this is a human review. You can perform trade operations; receive quotes and news in the online mode; control and manage open positions and pending orders; test and optimize trading strategies; conduct technical analysis and. Updated FXFlat Review and Information for you to Make an Informed Decision in 2021. Following is the FXFlat review to know more about the brokerage firm. Overview Reviews About. While most of us are still exploring how it works, scammers have already found a million ways to make a profit — by creating fake cryptocurrency trading websites and fake crypto wallet apps. Eig Scam Alert | Read this scammed by fxflat before sending any more money to Eig. Fill out the registration form with your personal information. In this Fxflat review, we'll tell you why the Fxflat cryptocurrency service is excellent news for residents of the UnitedLast Updated on April 13, 2023. If no resolution can be reached,. We reveal all the pros and cons that could affect your trades. Help the Better Business Bureau investigate scams and warn others. FXFlat Pros and Cons; Is FXFlat safe or a scam? Leverage; Fees; Spread; Deposits and Withdrawals; Trading Platform; Conclusion; Our Review Method. Nagbibigay ang WikiFX ng pagsusuri sa FXFlat: sumasaklaw sa mga lisensya, hanay ng mga market, review ng user, forex spread, trading leverage. Danger. Home; Ratings. Share. 2-5 years. 3. FXFlat Wertpapierhandelsbank GmbH is a. Need advice? Report scams Check Scamadviser! Have you been scammed by FXFlat? Report Scammed Bitcoin will guide you through the process of getting your funds back. 6. FXFLAT is clearly a scam company that refutes paying clients money. While the website appeared to be a little old fashioned in comparison to other sites but it works efficiently. com is legit and reliable. Scammed by FXFlat Trading? Get Your Money Back From Trading Scams Free Consultation Livechat 24/7 High Recovery Success RateFxflat. FXFlat Summary FXFlat is a broker for trading online through a quality and user friend online trading platform. More info about trading scams: Binary options Scams; CFD Scams; Cryptocurrency Scams; Forex Scams; Got Scammed by FX Plus (fxsp500. FxFlat provides excellent trading instruments such as Forex, CFDs, Stocks, Crytocurrencies, Bonds, ETFs, Futures, Options and Commodities across the world. The brokerage offers a diverse range of trading instruments, multiple account types, tight spreads, and high leverage up to 1:2000. FXFlat . De gratis service is van toepassing op alle handelsrekeningen bij FXFlat Bank AG. 4.